Have you ever put an old chestnut like “save more” or “spend less” on your list of New Year’s resolutions? I’ve done it, too, with results undetectable by the most precise financial calculator. Instead, here’s a top ten list (in traditional David Letterman order) of concrete resolutions you can actually accomplish. I’m not saying they’ll be ...

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This is a guest post from Dylan Ross, a certified financial planner and a long-time GRS reader. If you’re new to investing, recognize the merits of using low-cost index funds, but you’re not sure how to allocate your long-term savings among various types of index funds, this information is for you. Asset allocation basics While there are many ...

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Take a walk if you want an iPhone in NYC IPhone image from Flickr. The Wall Street Journal has reported that online sales of iPhones in New York City have been halted. People who live in New York City can still purchase an iPhone from an AT&T store or an Apple store, but as of right ...

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Interest Payments Grow As Our Minds Become Anchored "Your eyes feel so very heavy. You will pay only the minimum balance on your credit card…" We all know by now that making only the minimum payment on your credit card balance each month is a recipe for long-term debt. If that sounds appealing to you, then by ...

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Everything hinges on an Instant Cash Loan Everything hinges on money, or in my case,  the lack of money. Life is always easier the first few days after payday, before the dry stretch until the next payday sets in. Sometimes, with payday still almost two weeks away, I get so consumed worrying about what ...

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